Reputable and accountable land surveys and civil engineering at a reasonable cost
Flood Elevation Determinations Bay Land Consulting Land Surveying and Civil Engineering 2005 De La Cruz Boulevard, Suite 165 Santa Clara, CA 95050
Phone: 408-296-6000 The best way to receive a quick price quote for an elevation certificate or LOMA is to send us an email to the email address below or complete and submit the contact form below. Please include the property address and contact information. We will respond with a fixed price quote within 1 working day.
To determine your flood risk and find an insurance agent go to www.floodsmart.gov
National Flood Insurance Program Elevation Certificate
The elevation certificate is an important tool of the National Flood Insurance Program (NFIP). The elevation certificate is used to provide elevation information to determine the risk of flooding and determine insurance premium rates. It may also be used to support a request for a Letter of Map Amendment.
Use of the certificate does not provide a waiver of the flood insurance purchase requirement. The certificate may reduce your flood insurance premium.
Only State of California licensed civil engineers or land surveyors may complete a survey and section C of the FEMA Elevation Certificate.
National Flood Insurance Program Letter of Map Amendment (LOMA)
As part of its' administration of the National Flood Insurance Program (NFIP), FEMA publishes flood insurance hazard maps or FIRMS.
The purpose of the FIRM is to show areas in a community that are subject to flooding and the risk associated with the flood hazard.
For small areas earthen fill may have been placed during construction thereby elevating a small area within the flood hazard area.
Completion of a LOMA is a FEMA administrative procedure to change the designation for the properties on the FIRM. This process is referred to as a Letter of Map Amendment (LOMA).
The issuance of a LOMA eliminates the federal flood insurance purchase requirement as a condition of federally backed financing. However, it is the mortgage lender who determines whether flood insurance is a condition of providing financing.
